Introduction It won't surprise you to know that perhaps the most common question me and my team members are asking is," How much can I borrow?" This makes sense. After all, it is not easy to go house hunting if you don't know how much exactly you can spend and what is...
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A desktop valuation is often a lot cheaper and, in most cases, free to you (meaning the lender pick up the bill for it). It can also be a lot quicker, sometimes returning the required information in a matter of minutes
No one can have failed to notice the rise in house prices and the rush to buy property, particularly since the lockdown eased. Reports from the Royal Institution of Chartered Surveyors (RICS) tell us that the number of properties being put up for sale is not keeping up with the increased demand.
I'll be honest... quotes on social media annoy me and I'm the first to scroll past. BUT.... Mr Kennedy has a point here, so I thought I'd share it. “The purpose of life is to contribute in some way to making things better.” Robert F. Kennedy The question is "what does...
During the Spring Budget, Chancellor Rishi Sunak stated that the Government is introducing a mortgage guarantee scheme to help first time buyers and existing homeowners.
As your mortgage adviser, we thought it may be of interest to see the latest announcements made as part of the UK Government Budget 2021, announced today by Chancellor Rishi Sunak.
As a first-time buyer, searching for a newly built home, you may need a financial boost. With the government’s Help to Buy: Equity Loan scheme, buying your own home could become a dream come true.
A new Government scheme enables homeowners in England to get vouchers worth up to £5000 to make their home more energy efficient.
Millions of people hoping to get onto the housing ladder in the UK may be buying a house quicker than they expect as the Prime Minister announces a brand new scheme.
Boris Johnson wants to turn ‘Generation Rent’ into ‘Generation Buy’ as he promises to boost the availability of ‘long term’ mortgages for borrowers with a five percent deposit.
Those who have already taken up support and are still experiencing temporary payment difficulties due to coronavirus, firms would continue to offer support with options including a further payment deferral or reducing payments to an amount the customer can afford for a further three months.
Is it getting harder to get a mortgage? Honestly – yes. The pandemic has changed a lot about our world and in the same way, we are, lenders are also coming to terms with how things look now. Our work has become harder, but your chances of getting a mortgage...