Instantly find out how much you could borrow from a real lender

We search real lenders to show you what an actual lender may offer. Get your answer, completely free, in less than a minute with absolutely no credit checks.

phone in banner

We arrange mortgages for many different types of people

Click on the person you associate with the most to get started

Mobile Slider Home

We arrange mortgages for many different types of people

Click on the person you associate with the most to get started
I'm a first time buyer
I'm moving home
I have bad credit
I'm self employed
I'm remortgaging
I'm buying to let

Help and Guidance

Some important information to consider and help you out

What is a “desktop valuation”?

What is a “desktop valuation”?

A desktop valuation is often a lot cheaper and, in most cases, free to you (meaning the lender pick up the bill for it). It can also be a lot quicker, sometimes returning the required information in a matter of minutes

Legal and General Logo

Working with the best

My Simple Mortgage is proud to be a Key Partner of Legal and General Mortgage Club, giving our customers access to exclusive mortgage rates

Throughout the entire process they’ve been engaging, helpful and genuinely nice people that couldn’t do enough for you. They’ve really taken all the stress out of myself and my partner getting our first mortgage.


First time buyer

Brilliant service. Myself and my husband were not straightforward as we were purchasing a new residence and needed a buy to let mortgage on ours. My Simple Mortgage got the application done so quickly, and the offer soon followed. Courteous staff. Totally reccomended.



Zoe, Amy and their colleagues have been fantastic throughout this stressful journey. They supported us in a timely and professional but friendly manner and made us feel confident in their skills and knowledge. We are grateful for your help, thank you!



Why use My Simple Mortgage

Our three simple steps to getting you a great mortgage deal

three simple steps
three simple steps

Finding the best deal for you

We work with over 90 lenders from across the entire UK market, with over 12,000 products to choose from, so we’re sure to find the right mortgage for you

Working with us

We believe in being upfront at every step of the process

So we want to tell you now that all our advice and recommendations are free. We don’t charge to tell you what you need to know. We do charge an application fee if you wish for us to put the mortgage in place for you. This is typically £499, and will never be more than 1.5% of the mortgage loan.

we believe in beng upfront