Instantly find out how much you could borrow from a real lender
We search real lenders to show you what an actual lender may offer. Get your answer, completely free, in less than a minute with absolutely no credit checks.
We arrange mortgages for many different types of people
Click on the person you associate with the most to get started
We arrange mortgages for many different types of people
Click on the person you associate with the most to get started
Help and Guidance
Some important information to consider and help you out
How to increase the amount you can borrow
sensible advice and background information on how lenders work out affordability
What is a “desktop valuation”?
A desktop valuation is often a lot cheaper and, in most cases, free to you (meaning the lender pick up the bill for it). It can also be a lot quicker, sometimes returning the required information in a matter of minutes
Buyer demand for property continues to outstrip available supply
No one can have failed to notice the rise in house prices and the rush to buy property, particularly since the lockdown eased. Reports from the Royal Institution of Chartered Surveyors (RICS) tell us that the number of properties being put up for sale is not keeping up with the increased demand.
Working with the best
My Simple Mortgage is proud to be a Key Partner of Legal and General Mortgage Club, giving our customers access to exclusive mortgage rates
Throughout the entire process they’ve been engaging, helpful and genuinely nice people that couldn’t do enough for you. They’ve really taken all the stress out of myself and my partner getting our first mortgage.
Brilliant service. Myself and my husband were not straightforward as we were purchasing a new residence and needed a buy to let mortgage on ours. My Simple Mortgage got the application done so quickly, and the offer soon followed. Courteous staff. Totally reccomended.
Zoe, Amy and their colleagues have been fantastic throughout this stressful journey. They supported us in a timely and professional but friendly manner and made us feel confident in their skills and knowledge. We are grateful for your help, thank you!
Why use My Simple Mortgage
Our three simple steps to getting you a great mortgage deal
Finding the best deal for you
We work with over 90 lenders from across the entire UK market, with over 12,000 products to choose from, so we’re sure to find the right mortgage for you
Working with us
We believe in being upfront at every step of the process
So we want to tell you now that all our advice and recommendations are free. We don’t charge to tell you what you need to know. We do charge an application fee if you wish for us to put the mortgage in place for you. This is typically £499, and will never be more than 1.5% of the mortgage loan.
