Read all the latest mortgage industry news and updates, plus top tips and guidance from your expert My Simple Mortgage team.
Remortgage
Remortgage With Bad Credit: What Are Your Options?
Bad credit doesn't automatically rule out remortgaging. See what lenders actually weigh, and whether a product transfer beats a full remortgage.
First Time Buyers
How Much Can I Borrow? A First-Time Buyer’s Guide
Lenders typically lend four to four-and-a-half times income. See worked examples by salary and how to boost your borrowing power.
Advice
How can I make sure my mortgage application goes through?
An agreement in principle isn't a guarantee. Nine practical steps to avoid delays and the mistakes that trip up first-time buyers.
Advice
Can I get a Buy To Let mortgage?
Buy To Let hinges on rental income, not just salary. What deposit, ICR and property checks you'll face before applying.
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My Simple Mortgage Ltd T/A My Simple Mortgage is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority. My Simple Mortgage Ltd is registered in England and Wales with company number 09275345. Registered office: The Mount, Etruria Road, Newcastle-under-Lyme, Staffordshire, ST5 0SU. The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK. Your home may be repossessed if you do not keep up repayments on your mortgage. The Financial Conduct Authority does not regulate some forms of Buy To Lets.